At Carruthers Nicol we deal with insurance companies that offer significant savings to those that are 50 plus. If you’re not already a valued client of ours, contact us to find out how much you can SAVE on your Home & Auto Insurance.

Call one of our insurance specialists today (519) 376-5350 or toll free (800) 376-5350 for a no-obligation quote or click here to receive a call from us.

Got an insurance claim?
Call our toll-free 24-hr "live" phone service 1-877-376-5350.

Insurance Products

Protecting Your Lifestyle for Over 50 Years

As a full service brokerage, having offices throughout Grey and Bruce counties we are able to offer our clients the best of all worlds. Our employees live and work in the communities we represent, but we also bring to our clients the ability to offer specialized knowledge and experience.

At Carruthers Nicol we represent a variety of insurance companies to protect all aspects of your property, your life and your health. Whatever your needs, we'll help you chart a course that will protect you and your's on life's journey.

Property and Casualty

Insurance is peace of mind and that is what we can assure you we will help you find. Our professional sales staff can guide and counsel you in all matters relating to your insurance needs.

Automobile
Homeowners
Condominium Owners
Cottages and Seasonal residences
Hobby Farms
Boats / Yachts
Tenants Packages
Personal Umbrella Liability
Recreational Vehicles – Snowmobile, ATV
Motorcycles
Antique / Classic Automobiles
Home Based Businesses

Whether it’s your home, cottage or car insurance our knowledgeable professionals will customize insurance solutions to meet your needs at the most competitive price. Let us help you obtain “peace of mind”.

Discounts Available

We offer discounts for: Non-Smoker, Claims-Free, Mature, Mortgage-Free, Dual Policy and more! Maximize your discounts by combining your home and auto insurance.

Email us for more information: info@cnii.on.ca

Life & Health

Life insurance is a contract between you and an insurance company and is a way to protect your family in case of your death, by providing funds to pay outstanding bills or taxes. Some life insurance policies accumulate cash over time. Your life insurance premium is based on the type of insurance you buy, the amount you buy and your chance of death while the policy is in effect.

Planning for the future involves considering a variety of strategies in order to ensure continued income for yourself and your family:

Life Insurance / Mortgage Insurance
Critical Illness Insurance
Disability Insurance
Buy/Sell Business Insurance
Universal Life Insurance

Have you evaluated your term life insurance policies in the past 5 years? If not, we likely can save you some money. We’ll help you choose the life insurance coverage that’s right for you.