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wedding day disaster

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YOUR

INSURANCE POLICY

AT YOUR FINGERTIPS.

Home Insurance

We’re the broker you’ve trusted to insure your home, condo, and cottage for over 60 years!

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Car Insurance

We’ll give you peace of mind that your car, truck, motorcycle, and recreational vehicles are covered!

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Commercial Insurance

Trust your property, liability, and other business insurance to us and focus on what you do best!

Your Insurance Policy
Anytime. Anywhere.

Access your account when and where it is convenient for you.
Review your policy, request policy changes, and more.
All from your home computer or mobile device!

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Our Story

We’ve been in insurance for over 60 years! Read our story to learn how we got started.

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Our Family

Meet the Carruthers Nicol family–all 36 of us! Get to know your broker.

What is a Carruthers Nicol Thinker?

It’s easy to spot a Carruthers Nicol employee. Our approach is fresh and innovative. We’re young at heart and we prefer to ZIG while our competitors ZAG. Our clients deserve the best and who better to deliver it than someone who gets it? That’s what you should expect from the next best thing in the insurance industry!

Tim was one of the top individual fundraisers

$20,000 Raised at Spike it Rich!

On Saturday we took on 14 teams at the Spike it Rich volleyball tournament in support of Camp Presqu’ile! We won some, we lost some, but most importantly we had a great time! AND we were one of the TOP fundraisers, contributing over $2300 to the total $20,000 raised!

Congratulations to our team, from left to right: Adam, Tim, Sophia, Emily, Kim, and Terri. Not pictured: Sue Lambkin and Rob Cordell. And a special congratulations to Tim (pictured here with David Lawson) who was one of Spike it Rich’s top individual fundraisers (and one of our best servers)!

What do I do after a traffic accident?

What do I do when I've been in a car accident?

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April 25, 2013
Being involved in a car accident can be stressful and confusing. Do you call the police? Do you inform your insurance provider? Read this to find out what you must do after an accident.
boat safety

Be a smarter boater, be a safer boater

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April 18, 2013
Before you cast off for the first time this summer be sure to read this to learn what you need to do and what you need to have to enjoy a safe summer on the water!
Carbon Monoxide is a toxic gas; be sure your detectors are functioning properly

Why do I need a Carbon Monoxide detector?

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April 11, 2013
Carbon Monoxide is an colourless, odourless, and tasteless gas which is toxic when inhaled in high concentrations…
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